Category: Banking & Money

How To Handle A Bank Robbery

Unfortunately, bank robberies are all too common in the United States. Reports estimate that a bank is robbed roughly once an hour. Luckily, due to new banking practices, bank robberies don’t net nearly as much now as they did in years past, which can deter would-be criminals from targeting banks. However, it’s a good a idea to know what steps to take if you are caught in the middle of a bank robbery. All banks train their employees on how to deal with a bank robbery, but you, as a customer of the bank, should also know what to do should the occasion arise.

First, know that no banks carry as much money as they have in years past. They don’t keep vaults full of money like the banks pictured in movies, because it is simply not safe. In theory, that should make them less of a target. However, the time might come where you are caught in the middle of a bank robbery. First, don’t panic. Remember that your money is insured, so the only thing to worry about in the situation is your safety. Remember that the ultimate goal is to get the criminal out of the bank, so letting him have what he wants, as well as allowing the bank employees to do their jobs by enacting their protocol for robberies, is important. Remember that banks have safeguards put in place, like bank bags, that only one or two employees can access. This money may be safe by simply not having anyone in house to access it.

As for your job, do your best to look at the bank robber and try and remember his physical description, what he or she is wearing, their height and weight, as well as any other defining physical features. You might also be able to spot the type of car he or she is driving as well as a license plate. These things will all help when the police arrive at the crime scene. In most cases, the bank employees will comply with the bank robber for the safety of their customers and it is imperative that you do the same.
If going into banks makes you wary, take advantage of the outdoor banking kiosks available for you. You can even make cash and coin deposits at any time during the day or night using a zippered bank bag and a night deposit slot found on the outside of the building. All of these transactions can be done from the safety of your car and save you the hassle of going inside the actual building.

Banking Dissertation Help Free Tips And Topics

Banking Dissertations are considered to be one of the most complex types of theses that students may come across. In order to trounce the complications involved in writing a bank dissertation, a scholar should have an understanding of these problems at first.

Writing a Dissertation on Banking

To start with writing your thesis on banking you have to first have a grasp on banking dissertation topics. A topic determines a direction for you to move in. The following suggestions would give you some ideas for your thesis on banking and from these you may also come up with your own dissertation topics.

? Islamic Banking in Europe

? A Dissertation on Investment Banking

? The Usefulness of Internet Banking

? Concept and Evolution of International Banking

? Understanding Banking and Finance and the Geopolitical Influences

Now suppose if you choose to write an Islamic banking dissertation. For this topic you need to understand the meaning and purpose of Islamic banking itself. Only with complete understanding and knowledge of the subject will enable you to write your term paper. You may also choose to write banking and finance dissertation with a view on its geopolitical influences.

Some Useful Tips

Apart from doing research, you could also use bank dissertation help from experts in the field. However, if you choose an easier option, here are some tips that would certainly help you write a good thesis.

Discuss existing banking practices in detail and provide examples based on your research to authenticate the discussion. You may also take the current global economic slump for your topic and prepare an argument on the factors prompting such economic decline.

While writing your research paper always remember that dissertations or term papers act as the ideas and opinions of the author which are connected with facts and premise from reliable sources.

Facts About Ing Vysya Bank Recruitment 2013 And Other Bank Recruitment Programs

Many young people want to work in banks because bank jobs come with a number of facilitates. For instance, bank jobs provide a lot of security and opportunity to advance one’s career. The importance of banks in the life of people has increased many folds over the years. Initially most of the banks were concentrated in the urban regions. However, they have now turned their attention towards the rural areas as well, and hence they are rapidly expanding their boundaries. The banks that function is rural areas mainly concentrate on helping the farmers.

Previously most of the banks were organizing their own recruitment programs however at present a common exam named IBPS is being organized. Being IBPS certified is like getting a ticket to the recruitment programs of different banks, especially the government banks. The Institute of Banking Personnel Selection Test or IBPS test, as it is being abbreviated, takes place twice every year in the country. A person, who has a good score in the IPBS exam stands more change of being recruited by a reputed nationalized or government bank.

The requirement programs undertaken by many banks like ING Vysya Bank Recruitment 2013 are targeting to hire young and talented people who are hardworking, loyal and dedicated. These banks offer pleasant and suitable working atmosphere with efficient co-workers and lucrative payment packages along with lots of other benefits. The eligibility criteria for most of the bank recruitment programs like the State Bank of Hyderabad Recruitment 2013 are not very stringent. The key factor that can help a person to crack the IBPS bank exam is regular practice, presence of mind and proper utilization of time. However, it is important to remember that cracking the IBPS exam is not enough, a person should also aim at a getting good score in this particular exam.

There is a good number of Gramin Banks in India, and the Gramin Bank Recruitment 2013 is hiring a large number of people. The recruitment programs of most of the government banks facilitate some special advantages to people who fall under the categories of SC, ST, or OBC, because these banks want to give the people belonging to backward classes a fair chance to build a good career. In the present day scenario, for getting recruited in a bank a person needs to be good in mathematical calculations, he should have adequate knowledge in computers, he should be aware of the various national and international events taking place all around the world etc. After getting recruited in a bank a person can appear for internal bank exams to advance his career. For instance, a person who has been recruited in a bank as a probationary clerk can appear for internal bank exams that will promote him to the post of an officer after working with the same bank for a few years. Therefore, it wont be wrong to say that bank jobs can be very rewarding in the long run.

blood banks – Benefits of Cord Blood Banking

Cord blood stem cells have already been used in treating over 20,000 patients for a wide range of diseases, including types of leukemia and immune system illnesses. Cord blood stem cell treatment is still considered experimental and scientists continue to research its uses in treating other diseases like cerebral palsy, stroke, and diabetes. As further scientific breakthroughs are made, the potential for using cord blood stem cells to treat a variety of diseases and conditions may continue to increase. The first documented clinical use of cord blood stem cells was in the successful treatment of a six-year-old boy afflicted by Fanconi anemia in 1988. Since then, cord blood banking has become increasingly recognized as a source of stem cells that can be used in stem cell therapy.

Recent studies have shown that cord blood has unique advantages over traditional bone marrow transplantation, particularly in children, and can be life-saving in rare cases where a suitable bone-marrow donor cannot be found. Approximately 50{4037a4115ab1b16dbdf0520c31fde254895a0c19cf7356f26c2da43a48ccb741} of patients requiring a bone marrow transplant will not find a suitable donor within a critical period. In certain instances, there may be some medical issues around using one’s own cells drawn from their cord blood storage, as well as availability of cells, which will require treatments done using cells from another donor, with the vast majority being unrelated donors. However, studies have shown that stem cells from cord blood banking can also be used for siblings and other members of the family who have a matching tissue type. Siblings have up to a 75{4037a4115ab1b16dbdf0520c31fde254895a0c19cf7356f26c2da43a48ccb741} chance of compatibility, and the cord blood may even be a match for parents (50{4037a4115ab1b16dbdf0520c31fde254895a0c19cf7356f26c2da43a48ccb741}) and grandparents.

Parents often ask what a cord blood Collection Kit exactly is. A collection kit stores and protects cord blood for delivery to a cord blood bank. These kits vary from bank to bank, and they commonly feature temperature stabilizers, reinforced casings that provide breakage protection, and specialized collection bags for containing cord blood. It’s important to take your kit with you to the hospital, as the staff there will not provide you with one should you forget to bring it. With regards to choosing a reputable bank, it is important to take the time to consider these key questions: Has the bank registered with the U.S. Food and Drug Administration (FDA) and met all necessary state regulatory requirements? Is it accredited? How does the bank store cord blood? How experienced is the cord blood bank? Is the cord blood bank financially stable and profitable? Ask the bank you’re considering what it would do with your cord blood if the company went out of business. Look for a company with a reasonable plan to accommodate customers. For additional information, visit www.cordbloodadvantage.com to learn more.

Usmle Question Bank Results A Usmle Success Indicator

The effectiveness and success of any USMLE review is heightened by a valid and discriminating appraisal of all its aspects. Evaluation is a part and parcel of any teaching-learning activity. It is an integral element in the proper organization of learning. It is in no sense functionally separated from it.

Testing, measuring, marking and making reports, which are the most familiar instruments of evaluation should be considered and treated as factors in the business of bringing about better retention and mastery in a USMLE board preparation.

According to the Dictionary of Education, evaluation is the process of ascertaining or judging the value or amount of something by careful appraisal. It is the process of making judgments that are to be used as a basis for planning the teaching and learning environment. It involves improving the product, which speaks of the medical students, the process or plan which is signified by the USMLE review program and the goals which is set on the first day of the review session together with the students.

Evaluating the results of your USMLE question bank practice test exercises will determine many aspects in terms of your growth or development for the USMLE Steps preparation as well as the efficiency of the methods and strategies utilized in the USMLE review. The results provide useful data by:
revealing your specific points of strength and weakness in the process of teaching and learning as well as relearning
providing opportunities for devising new methods of instruction and review materials or resources
measuring the validity and reliability of the instruction and review that you received in the review program
making you familiar with your own results, thus helping you to understand your own high and low potential for learning as well as help you create more positive methods and system of addressing related roadblocks for licensing examination success
objectively and systematically identifying your needs for additional resources and aids for review as well as provide useful data for your progress

On the above mentioned value of the results of your USMLE question bank practice tests, it is noteworthy to mention that evaluation and measurement are two different things. To measure would mean to determine the extent while to evaluate is to consider all facets that will most likely contribute to the soundness of the test, results, process and subject matter being evaluated.

The most common form of evaluation that medical students go through in preparing for the USMLE Steps is answering practice test exercises with questions that were taken from a USMLE question bank. The results of these test exercises whether evaluated cumulatively or separate with each subject matter serves as the best indicator for USMLE success.

Tips For Losing Weight That Don’t Break The Bank

Have you ever research how to lose weight quickly, only to realize that a lot of what comes up is quite costly? I just came across an 8-week laser weight loss program for $2000. I’m sure if the person is motivated and follows it diligently, they will in fact lose weight. But not everyone has that much extra $$ to throw at it. So it got me thinking, what are some tips for losing weight that won’t put a major dent in your bank account!

1) Label readers. Can’t fool you right? Actually Consumer Reports published a story how much we’re being fooled by food labels. Not only should you pay attention to the actual ingredients in the product, but read the calories. It might read -200 calories per serving- but pay attention to what an actual serving size is according to them. Quite often its – the product in the box. So of all a sudden those 200 calories are up to 400 or 600!

2) Diet Pop. One would think that switching to calorie free soda would help with weight loss. Study after study proves otherwise. In fact diet pop drinkers tend to be 6 waist sizes bigger than regular pop drinkers. There has been evidence to suggest aspartame (a sugar substitute in pop) has been lined to raising blood sugar levels, a key element in fat gain.

3) Sleep. Sleep is an essential part of our overall diet and fitness plan. Our body repairs itself during sleep and releases something called, human growth hormone, which aids in weight loss. But did you also know that on average, people who don’t feel well rested tend to eat an additional 300 calories a day?? When our bodies are sluggish, our metabolism slows down to conserve our energy resources. It also triggers our cortisol levels which increases our appetite. So next time you want to stay up late to catch your favorite program, PVR it and enjoy a restful sleep.

4) Turn down the heat. It’s a fact, when our bodies are cold, they will burn fat to heat us up! Our muscles contract and use stored fat to help heat us up. So turn the thermostat down a few notches, save some coin while you’re at it! Or enjoy a brisk walk in the winter weather. These are all simple tips for losing weight with an easy diet and fitness plan.

If you’re someone wants to learn how to lose weight quickly, then ImpactFitnessInc.com is for you. We show you how to lose weight with diets that work. Learn from the pros who train the pros.

Stress-free Tactics In No Credit Check Business Bank Account Examined

BNZ or even more frequently Bank of brand new Zealand offers web financial because a cost-free solution to all customers to avail house loans, know regarding trade rates and a number of careers with ease plus when these people feel as though doing this. It’s turned off to end up being a require for many shoppers considering the pros of this type of deal have grown to be an essential fragment of membership management. The online consumers also benefit within the web banking choice because information technology introduces all of them to a wide range of solutions that tend to be normally available at a financial department.

Another probably problem are creating deposits. Direct-deposit choices for paychecks become convenient; still, should you obtain other checks you need to deposit them yourself. With on line banking , you may has to mail their deposit or generate an electric move from another bank account. This creates a longer lapse before your can access these resources. Beginning an on-line banking account try quite easy. All your ought to do is enter your own responses to a some queries. You could perform this from almost anyplace, including a room or workplace. After getting into your own reactions, really printing off and mark a descriptor. Once an individual go back this, you may possibly be complete.

There are certainly many individuals who might reap the benefits of Small Business Bank Accounts so make sure that you be aware of the benefits of Cash Loans No Bank Account, read more facts here: bank account number.

Stress-free Tactics In No Credit Check Business Bank Account Examined

You can modify your password frequently with the majority of institutions that are on the web. Many of these adjustment were wise plus things which you really need to accomplish often. You should keep in the mind, though, that you’ll need to remember the brand-new password each time which you changes information technology. It is smooth and convenient to log on to your own online lender, however, you ought to make completely certain to not forget to log out after you are completed. If you use internet based financial from a public spot, like a library, workplace or web cafe, this will be specifically significant.

Telebanking try the round-the-clock, ‘bank-on-phone’ services to enable visitors to interphase through telephones. It benefits in enhanced customer fulfillment inside readily available system facilities. Consumer phone calls up his lender, total his password plus impact the transfer. NRIs may in addition make questions and concern instructions at hassle-free time in their unique respective places, i.e. twenty four hours banking drive messages are those which the financial institution decides to submit out to a customer’s cellular cell, without the consumer starting a request for the information, they are either mobile phone promotional emails or messages alerting a celebration that happens in the customer’s bank account, such as a big fees making use of the customer’s credit score rating card, etc.

How To Use Authenticators To Solve Online Banking Security

There is still skepticism of online banking because of security and the skepticism is legitimate. Some banks have failed to keep their customer information safe. There are instances where massive debit card numbers have been stolen making one wonder how secure the online banking really is. There are also issues of key-loggers and malicious software that literally steal the information you type into your computer making it easy to break into your account and do things with your money that you never approved of. However, there is a technology that could help solve most of these issues on the user side.

There is a device called an authenticator that could be an extra layer of protection for the customer. How this works is when logging into the bank account the customer would need their login, their password, and the number from the authenticator device. This small device that can go on a keychain has a button pressed to give a number. That number is only valid for a minute. That becomes like the second password in order to log in. After a minute that number is never valid again.

This means that if someone wants to log into your account they have to literally steal this device from you and know your name and password to that account. This gives you physical control over access to your online account. If this is utilized by you, then it gives your banking account just one extra step of protection that you will need. Then spyware and key-loggers, even if getting part of the login, won’t be able to get into your account since you hold the physical piece.

The costs of these devices are fairly cheap most of the time coming well under $15 to the end user. If you want to bank online but are still skeptical of security, shop around for a bank that is serious about customer safety and offer authenticators for online banking.

BBVA Compass Bank

The BBVA Compass Bank has a slogan for their way of doing business that is -Banking Built for You-. This financial institution is located in the Sunbelt region of America. They are the 15th largest commercial bank in America as determined by deposits and the third largest in the state of Alabama.

The BBVA Compass Bank has 720 branch offices covering 7 states in the south and western portion of the United States. Every customer with BBVA has free access to their account through their online banking services. The only requirement is that the customer must sign up before they can utilize this service.

Included in this online service, customers can view the current bank rates, check on their account balances and transactions, including the CDs and IRAs. You can clearly see which of your checks have already been cleared and which ones are still outstanding.

Your monthly statement can be viewed online and you can set up numerous different alerts to help you manage your accounts better. These alerts include account balance, insufficient finds, daily balance alerts and any irregular balance changes that might occur.

There is also the online bill paying program. You not only pay your bills, but you can also sort them as you see fit. You will have a complete history of each bill that is paid and you can pay each bill by any account you have funds in. You can also assign categories for your bill paying according to your budget.

All of these online services are free for every BBVA Compass Bank customer, independent of their account balances.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

With almost all financial solutions available for an individual under one roof BBVA Compass Bank has come out as one bank that is favorite by one and all. Apart from banking solutions they have upheld their duties and responsibilities towards the society in regards to environment, charity and other volunteer services.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Westpac Online Banking and Online Banks at

The Banking Sector in the UAE

The global economic crisis in 2008 had a great impact on the U.A.E. Several banks reported that there were high non-performing loans from 2009 to 2011. Thankfully, the economy recovered well and quickly after the financial meltdown. The reason that the U.A.E. could recover so quickly, was because they immediately set up an additional liquidity facility of around 14 billion dollars, which was available to the banks should they need it, but was luckily not really used. This crucial move stabilized the banks, and prevented further repercussions from the financial crisis. With the proactive steps taken by the government, as well as the blessing of natural crude oil, the economy of the U.A.E was able to bounce back quite effortlessly from what seemed like complete bankruptcy to most people.

There are around 23 local banks in the U.A.E., as well as 28 foreign banks operating there. These banks also have special Islamic banking, which has become increasingly famous in recent years. There are different kinds of accounts available, and foreigners have the option of opening their bank accounts either in the local currency, or in a foreign currency. Almost all the banks in the U.A.E. allow their customers to avail of personal Internet banking. The country in general is technologically savvy, and almost everything can be done over the web. Apart form this, all banks have ATM facilities, and customers of one bank can use the ATM of another bank. There is also a number of business banking facilities available to the large number of businessmen in the country. Current account holders can make cheque payments for all of their day-to-day expenses. Based on the credit of the account holder, overdraft facilities are also available to current account holders.

Whether you having personal or corporate banking needs, the banks in the U.A.E. are more than capable of helping you reach your goals. Even though they did meet with a slight set back due to the financial crisis, they have showed great power in being able to recover so fast, when most of the world is still reeling from the aftermath of the economic meltdown. The Central Bank of the U.A.E. has laid down several guidelines in 2011 to regulate loans and other banking services offered to individuals in an attempt to control all the banking to ensure stability. The export of oil from the entire gulf region has doubled since the year 2009. They exports have now reached 1 trillion Dollars. It is expected that by 2020, the figure will reach 2 trillion Dollars. With such promising figures, it is evident that the banking sector in the U.A.E. is really very strong.

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